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Beat the credit crunch. Buy a bike!

According to the AA the cost of learning to drive is an average of £990. According to the RAC, the cost of owning and running a car is £6,133 per year. This splits into depreciation (£3,183), fuel (£1322), insurance (£483), maintenance (£381), road tax (£118) and RAC or AA membership (£136).

Here at Life Cycle, we reckon it would take no more than three of our one-to-one lessons to learn to cycle. Lesson cost just £30 a time and we refund your money if you're not delighted!  This means it costs less than one tenth of the motoring equivalent.

A place on one of our popular one-day bike maintenance courses costs £60 and it will give you the skills to fix your own bike and keep it running smoothly. Add on a few pounds for parts and maintaining a bike is a quarter of the cost of motoring. And the amount by which a car's value depreciates could buy you half-a-dozen whizzy new bikes, plus panniers, a lock, lights and clothing.

In these cash-strapped times of recession, credit crunch and the rest, cycling can save you thousands of pounds! Go on, you know you want to...